431 Second Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 431 Second Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details948 sqft · built 1980
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on File
Tax Bill$5,256 (2024)
Flood ZoneZone AE (high risk)
APN12-00058-0000-00005-05

Property Details

APN / Parcel Number

Primary APN12-00058-0000-00005-05
Alternative APN
  • 12000580000000050005

Interior

Stories1 Story
Building Area948 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeFrame
Lot Area8,002 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide

Location & Zoning

Street Address431 SECOND AVE
CityCAPE MAY
StateNJ
Zip08204-1044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionOLD CAPE MAY RACETRACK
Legal Block58
Legal Lot Number5.5
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3013
Census Tract21900

Owner

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address523 HYDE PARK CIR, LINCOLN UNIVERSITY, PA 19352-1114
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 17, 2013
Transfer Doc0035660412
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,500 (-) Land $270,900 Building $78,600$349,500 (-) Land $270,900 Building $78,600
2025$349,500 (-) Land $270,900 Building $78,600$349,500 (-) Land $270,900 Building $78,600
2024$5,256.00 (+11%)
2023$349,500 Land $270,900 Building $78,600$349,500 Land $270,900 Building $78,600
2022$4,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 61 condo units
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 60% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CAPE MAY WATER DEPT
serves 4,427 people · EPA ID NJ0512001
Water SourcePurchased groundwater from CAPE MAY WATER & SEWER U
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

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