Cape May County and West Cape May Borough property record for 426 Second Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 2,782 sqft · built 2024 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $395,000 (Dec 2020) |
| Tax Bill | $4,074 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12-00057-0000-00001-07 |
| Primary APN | 12-00057-0000-00001-07 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 162 ft deep x 50 ft wide |
| Street Address | 426 SECOND AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | OLD B67-L4 |
| Legal Block | 57 |
| Legal Lot Number | 1.7 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 203 N 3RD ST, 6, PHILADELPHIA, PA 19106-1911 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 4, 2025 | Intrafamily Transfer, Transfer |
| Aug 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Dec 1, 2020 | Grant Deed, Transfer SHORE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Deed Document Number | 202042741 |
| Deed Book / Page | 3948 / 196 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0000083163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 4, 2025 |
| Property Address | 426 SECOND AVE, CAPE MAY, NJ 08204 |
| Document Number | 0000083163 |
| Book / Page | D4256 / 781 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025083163 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 N 3RD ST # ST6, ST6, PHILADELPHIA, PA 19106-1911 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 203 N 3RD ST UNIT 6, 6, PHILADELPHIA, PA 19106-1911 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 426 SECOND AVE, CAPE MAY, NJ 08204-1045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017965 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | M6668/147 |
| Instrument | 2023017965 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Max Rate At Change | 0.03% |
| Index | 1-Month LIBOR |
| Max Rate | 0.11% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 1, 2020 |
| Property Address | 426 SECOND AVE, CAPE MAY, NJ 08204-1045 |
| Document Number | 0039480196 |
| Book / Page | 003948 / 000196 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 42741 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 N 3RD ST #6 PHILADELPHIA PA 191061911, 6, PHILADELPHIA, PA 19106-1911 |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,800 (-) Land $270,900 Building $529,900 | $800,800 (-) Land $270,900 Building $529,900 | |
| 2025 | $800,800 (+195.61%) Land $270,900 Building $529,900 | $800,800 (+195.61%) Land $270,900 Building $529,900 | |
| 2024 | $4,074.00 (+11.01%) | ||
| 2023 | $270,900 Land $270,900 | $270,900 Land $270,900 | |
| 2022 | $3,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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