York County and Saco City property record for 431 Seaside Ave, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 696 sqft · built 1927 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $351,000 (Jul 2020) |
| Tax Bill | $7,486 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | B1520R |
| Primary APN | B1520R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| Gross Area | 836 sqft |
| 1st Floor Area | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | B1520R |
|---|---|
| Street Address | 431 SEASIDE AVE |
| City | SACO |
| State | ME |
| Zip | 04072-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 124 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5400 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 GODFREYS GATE, STROUDSBURG, PA 18360-6454 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NE PA CMNTY FCU |
| Jul 6, 2020 | Grant Deed, Transfer QUICKEN LNS |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on Record |
| Deed Sale | Jul 6, 2020 · Amount on Record |
| Prior Sale | Sep 6, 2012 |
| Deed Document Number | 202029108 |
| Deed Book / Page | 18295 / 271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 431 SEASIDE AVE, SACO, ME 04072-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188110849 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 18811/849 |
| Instrument | 2021055829 |
| Name | NE PA CMNTY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jul 6, 2020 |
| Property Address | 431 SEASIDE AVE, SACO, ME 04072-3418 |
| Document Number | 0182950271 |
| Book / Page | 018295 / 000271 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 29108 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 GODEY GATE STROUDSBURG PA 18360, STROUDSBURG, PA 18360 |
| Document Number | 182950273 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 018295/000273 |
| Instrument | 29109 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 431 SEASIDE AVE, SACO, ME 04072-3418 |
| Document Number | 0174620173 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 431 SEASIDE AVE SACO ME 040723418, SACO, ME 04072-3418 |
| Document Number | 0174620173 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 017462/000173 |
| Instrument | 15889 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Apr 27, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 431 SEASIDE AVE, SACO, ME 04072-3418 |
| Document Number | 0174620159 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 431 SEASIDE AVE SACO ME 040723418, SACO, ME 04072-3418 |
| Document Number | 0174620159 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 017462/000159 |
| Instrument | 15888 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Apr 27, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,486.00 (+1.18%) | $527,200 (+0.11%) Land $417,600 Building $109,600 | |
| 2024 | $7,399.00 (+1.25%) | $526,600 (+32.08%) Land $417,600 Building $109,000 | $885,590 |
| 2022 | $7,308.00 | $398,700 Land $318,200 Building $80,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 135 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 3 condo units |
| Nearby Flood Claims | 216 (1978–2024) |
| Claims Outside the SFHA | 42 of 216 |
| Most Recent Claim | Apr 2024 · Severe Winter Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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