409 Seaside Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 409 Seaside Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,783 sqft · built 1981
Lot Size1.82 acres (79,489 sqft)
Owner2 Individual Names on File
Last Sale$1,710,000 (Nov 2005)
Tax Bill$41,014 (2025)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNC3626R

Property Details

APN / Parcel Number

Primary APNC3626R
Alternative APNs
  • SACO M:010 L:021 U:000-000
  • M:010 L:021 U:000=000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,783 sqft Living Area
Gross Area5,070 sqft
Basement Area810 sqft
Unfinished Basement810 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area79,489 sqft (1.82 acres)
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberC3626R
Street Address409 SEASIDE AVE
CitySACO
StateME
Zip04072-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number21
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1003
Census Tract5400

Owner

409 Seaside Ave is owned by two individuals who bought it in November 2005.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address10 CARROLL CIR, WESTON, MA 02493-2029
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2005 · Amount on File
Deed SaleNov 21, 2005 · Amount on File
Deed Book / Page14677 / 746
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address409 SEASIDE AVE, SACO, ME 04072-3416
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185930211
DateMar 17, 2021
Book Page18593/211
Instrument2021015232
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Seaside Ave was $41,014, down 1.2% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,014.00 (-1.22%)$2,888,300 (-2.26%) Land $2,387,400 Building $500,900
2024$41,521.00$2,955,200 Land $2,387,400 Building $567,800$4,332,000
2022$40,867.00$2,229,500 Land $1,829,600 Building $399,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Seaside Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Seaside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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