Deschutes County property record for 431 SE 4th St, Bend, OR 97702
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,595 sqft · built 1959 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $725,000 (Jan 2022) |
| Tax Bill | $3,270 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181204-BC-08000 |
| Primary APN | 181204-BC-08000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,189 sqft |
| 1st Floor Area | 1,595 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Duplex Single |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 594 sqft |
| Deck Area | 440 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 106301 |
|---|---|
| Street Address | 431 SE 4TH ST |
| City | BEND |
| State | OR |
| Zip | 97702-1653 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM |
| Legal Description | BEND PARK BLOCK 80 LOT 33 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 04 |
| Legal Subdivision | BEND PARK |
| Legal Block | 80 |
| Legal Lot Number | 33 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1501 |
Source: Deschutes County records · APN 181204-BC-08000
Assessment roll updated November 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1668 NW WILD RYE CIR, BEND, OR 97703-6689 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2019 · Amount on Record |
| Deed Document Number | 20222289 |
| Last Transfer Date | Mar 19, 2024 |
| Transfer Doc | 0000026196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 18, 2022 |
| Property Address | 431 SE 4TH ST, BEND, OR 97702-1653 |
| Document Number | 0000002289 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 2022-02289 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3315 NW PANORAMA DR, BEND, OR 97703-5461 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002290 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-02290 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 16, 2019 |
| Property Address | 431 SE 4TH ST, BEND, OR 97702-1653 |
| Document Number | 0000039757 |
| Map Reference | CAB A PG 11 |
| Instrument Date | Oct 09, 2019 |
| Instrument | 2019-39757 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 SE 4TH ST, BEND, OR 97702-1653 |
| Document Number | 0000039758 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019-39758 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,270.00 (+3.94%) | $193,580 (+3%) | $518,370 (+4.35%) Land $310,650 Building $207,720 |
| 2024 | $3,146.00 (+7.85%) | $187,950 (+3%) | $496,740 (-3.11%) Land $284,780 Building $211,960 |
| 2023 | $2,917.00 | $182,480 | $512,690 Land $284,780 Building $227,910 |
Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| VFN Holdings Fiber | 2,300 / 2,300 |
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Company Fixed Wireless | 700 / 200 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon, Webformix Company.
Based on FCC filings for 304 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BEND serves 77,704 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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