420 SE 4th St, Bend, OR 97702 Property Records

Deschutes County property record for 420 SE 4th St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,447 sqft · built 1925
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$825,000 (Apr 2022)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Apr 2022 Sale Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181204-BC-08205`

Property Details

APN / Parcel Number

Primary APN	`181204-BC-08205`
Alternative APNs	`R1001181204BC08205` `106314`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	1,251 sqft
Attic	Attic
Attic Area	620 sqft
Basement Area	576 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Exterior Material	Wood Shingle
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	324 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	106314
Street Address	420 SE 4TH ST
City	BEND
State	OR
Zip	97702-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	BEND PARK BLOCK 81 LOT 1
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	BEND PARK
Legal Block	81
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1013
Census Tract	1501

Owner

420 SE 4th St is owned by a company that bought it in April 2022.

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1252 NW MILWAUKEE AVE, BEND, OR 97703-2209
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Oct 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Document Number	202217696
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	0000054690
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 29, 2022
Property Address	420 SE 4TH ST, BEND, OR 97702-1656
Document Number	0000017696
Instrument Date	Apr 28, 2022
Instrument	2022-17696
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1252 NW MILWAUKEE AVE, BEND, OR 97703-2209

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	420 SE 4TH ST, BEND, OR 97702-1656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009035
Date	Mar 8, 2018
Instrument	2018-09035

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 16, 2020
Property Address	420 SE 4TH ST, BEND, OR 97702-1656
Document Number	0000054690
Instrument Date	Oct 12, 2020
Instrument	2020-54690
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 SE 4TH ST, BEND, OR 97702-1656

Mortgage

Document Number	0000054691
Date	Oct 16, 2020
Instrument	2020-54691

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 420 SE 4th St was $4,163, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (+3.95%)	$246,400 (+3%)	$658,140 (+3.57%) Land $340,100 Building $318,040
2024	$4,005.00 (+7.86%)	$239,230 (+3%)	$635,480 (-3.7%) Land $310,950 Building $324,530
2023	$3,713.00	$232,270	$659,910 Land $310,950 Building $348,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 SE 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 SE 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, Verizon, Vero Fiber, Webformix.

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