St. Francois County property record for 431 School Dr, Bismarck, MO 63624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1940 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $552 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-5B-03-010-0008.00 |
| Primary APN | 15-30-5B-03-010-0008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Lot Area | 45,302 sqft (1.04 acres) |
| Lot Dimensions | 405 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 15305B030100008.00 |
|---|---|
| Street Address | 431 SCHOOL DR |
| City | BISMARCK |
| State | MO |
| Zip | 63624-9036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 5 TWP 35 RNG 4 PT NE 1/4 SW 1/4 |
| Legal Range | 04 |
| Legal Township | 35 |
| Legal Section | 05 |
| Jurisdiction | ST FRANCOIS MO |
| Township / Civil Division | IRON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950600 |
Source: St. Francois County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 45, BISMARCK, MO 63624-0045 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2018 |
| Deed Sale | Oct 29, 2018 |
| Deed Document Number | 0020147775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST FRANCOIS MO |
| Property Address | 431 SCHOOL DR, BISMARCK, MO 63624-9036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10448 GIBSON RD, BISMARCK, MO 63624-9283 |
| Document Number | 2024R09386 |
|---|---|
| Date | Dec 4, 2024 |
| Instrument | 2024R-09386 |
| Name | BELGRADE STATE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 27, 2044 |
Source: St. Francois County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bismarck City |
| County | St. Francois County |
| Unified School District | Bismarck R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $552.00 (+7.39%) | $9,170 (+11.29%) Land $2,000 Building $7,170 | $48,250 (+11.35%) Land $10,500 Building $37,750 |
| 2023 | $514.00 (+1.58%) | $8,240 (-) Land $2,000 Building $6,240 | $43,330 (-) Land $10,500 Building $32,830 |
| 2022 | $506.00 | $8,240 Land $2,000 Building $6,240 | |
| 2021 | $43,330 Land $10,500 Building $32,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BISMARCK PWS serves 1,475 people · EPA ID MO4010073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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