425 School Dr, Bismarck, MO 63624 Property Records

St. Francois County property record for 425 School Dr, Bismarck, MO 63624

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1953
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$652 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-30-5B-03-010-0007.00`

Property Details

APN / Parcel Number

Primary APN	`15-30-5B-03-010-0007.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1953
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	405 ft deep x 112 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	15305B030100007.00
Street Address	425 SCHOOL DR
City	BISMARCK
State	MO
Zip	63624-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5 TWP 35 RNG 4 PT NE 1/4 SW 1/4
Legal Range	04
Legal Township	35
Legal Section	05
Jurisdiction	ST FRANCOIS MO
Township / Civil Division	IRON
Census Block Group	2
Census Block	2036
Census Tract	950600

Owner

Source: St. Francois County records · APN 15-30-5B-03-010-0007.00

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 SCHOOL DR, BISMARCK, MO 63624-9036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2023
Deed Sale	Jul 03, 2023
Deed Document Number	0001585263
Record Updated	Jun 08, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST FRANCOIS MO
Property Address	425 SCHOOL DR, BISMARCK, MO 63624-9036
Transaction Type	Mortgage
Record Updated	Dec 04, 2025
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SCHOOL DR, BISMARCK, MO 63624-9036

Mortgage

Document Number	2024R09136
Date	Nov 22, 2024
Instrument	2024R-09136

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Francois County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bismarck City
County	St. Francois County
Unified School District	Bismarck R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00 (+7.77%)	$10,840 (+11.75%) Land $2,030 Building $8,810	$57,090 (+11.85%) Land $10,700 Building $46,390
2023	$605.00 (+1.68%)	$9,700 (-) Land $2,030 Building $7,670	$51,040 (-) Land $10,700 Building $40,340
2022	$595.00	$9,700 Land $2,030 Building $7,670
2021			$51,040 Land $10,700 Building $40,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 95 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BISMARCK PWS serves 1,475 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.