431 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 431 Saint Lawrence Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,713 sqft · built 1949
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$812,000 (Nov 2022)
Tax Bill	$10,476 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01218712`

Property Details

APN / Parcel Number

Primary APN	`13-01218712`
Alternative APN	`01218712`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,713 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01218712
Street Address	431 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	INDIAN SPRING VILLAG
Legal Subdivision	IND SPRG VILL
Legal Block	19
Legal Lot Number	16
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	702102

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jul 17, 2000 · Amount on Record
Deed Book / Page	66521 / 306
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 22, 2022
Property Address	431 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626
Document Number	0665210306
Book / Page	66521 / 306
Map Reference	MB 35 PL 2342
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626

Mortgage

Document Number	0066521314
Date	Nov 22, 2022
Instrument	66521/314

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	431 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0536290079
Date	Jan 25, 2017
Book Page	53629/079

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$854,400 (+1.84%)	$885,200 (+5.51%) Land $254,400 Building $630,800
2025	$10,476.00 (+97.18%)	$839,000 (+39.14%) Land $254,400 Building $584,600	$839,000 (-) Land $254,400 Building $584,600
2023		$603,000	$839,000 Land $254,400 Building $584,600
2022	$5,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings, T-Mobile USA.

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