Montgomery County property record for 425 Saint Lawrence Dr, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,745 sqft · built 1948 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Oct 2016) |
| Tax Bill | $8,317 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01217557 |
| Primary APN | 13-01217557 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,745 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 729 sqft |
| Finished Basement | 729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,200 sqft (0.142 acres) |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01217557 |
|---|---|
| Street Address | 425 SAINT LAWRENCE DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | INDIAN SPRING VILLAG E 7318/152 |
| Legal Subdivision | IND SPRG VILL |
| Legal Block | 19 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702102 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Sep 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on Record |
| Deed Sale | Oct 4, 2016 · Amount on Record |
| Deed Book / Page | 52916 / 113 |
| Prior Transfer Date | Jan 16, 2013 |
| Prior Transfer Doc | 0459210092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 425 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | CORNELL TITLE AND ESCROW LLC, OREILLY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 425 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626 |
| Document Number | 0620380120 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 62038/120 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 425 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0548640477 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 54864/477 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 10, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758,233 (+5.62%) | $838,900 (+16.85%) Land $254,400 Building $584,500 | |
| 2025 | $8,317.00 (-2.76%) | $717,900 (+9.93%) Land $254,400 Building $463,500 | $717,900 (-) Land $254,400 Building $463,500 |
| 2024 | $8,553.00 (+26.73%) | ||
| 2023 | $653,033 | $717,900 Land $254,400 Building $463,500 | |
| 2022 | $6,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile.
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