431 Ross Ave, Hamilton, OH 45013 Property Records

Butler County property record for 431 Ross Ave, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,120 sqft · built 1900
Lot Size	0.132 acres (5,793 sqft)
Owner	Owner Name on File
Last Sale	$109,400 (May 2013)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`P6412-103.000-057`

Property Details

APN / Parcel Number

Primary APN	`P6412-103.000-057`
Alternative APNs	`0000700` `425149` `428683`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,060 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	167 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	174 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000700
Old Parcel Number	P6412103.000057
Street Address	431 ROSS AVE
City	HAMILTON
State	OH
Zip	45013-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4711 E4 CONS W/ 058
Legal Subdivision	HAMILTON
Legal Lot Number	4710
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2001
Census Tract	1100

Owner

Source: Butler County records · APN P6412-103.000-057

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	431 ROSS AVE, HAMILTON, OH 45013-4731
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2013 · Amount on Record
Deed Sale	May 24, 2013 · Amount on Record
Prior Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	0000028199
Deed Book / Page	008588 / 000645
Record Updated	Jun 08, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTLER OH
Property Address	431 ROSS AVE, HAMILTON, OH 45013-4731
Document Number	0000020936
Book / Page	009039 / 000120
Instrument Date	May 02, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	431 ROSS AVE HAMILTON OH 450134731, HAMILTON, OH 45013-4731

Mortgage

Document Number	0000020936
Date	Jun 01, 2017
Book Page	009039/000120
Instrument	20936

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (+1.54%)	$58,580 (-) Land $5,730 Building $52,850	$167,370 (-) Land $16,360 Building $151,010
2023	$2,460.00 (+6.59%)	$58,580 (+27.13%) Land $5,730 Building $52,850	$167,370 (+27.13%) Land $16,360 Building $151,010
2022	$2,308.00	$46,080 Land $5,730 Building $40,350
2020			$131,650 Land $16,360 Building $115,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butler County (39017C), as of May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 408 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH0904012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.