Kenton County property record for 431 Ridgeview Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 999 sqft · built 1960 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (May 2022) |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-40-00-134.00 |
| Primary APN | 017-40-00-134.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 999 sqft Finished Area |
| Gross Area | 1,847 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 431 RIDGEVIEW DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN & GLASER LOT 20 |
| Legal Subdivision | BROWN & GLASER LAND DIV |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 63608 |
431 Ridgeview Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 202220 |
| Deed Book / Page | 163 / 808 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 0005900107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 6, 2022 |
| Property Address | 431 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0005900020 |
| Book / Page | 163 / 808 |
| Map Reference | MB 7 PG 25 |
| Instrument Date | May 2, 2022 |
| Instrument | 22050605900020 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 431 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0005900021 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 368/185 |
| Instrument | 22050605900021 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 26, 2020 |
| Property Address | 431 RIDGEVIEW DR, ERLANGER, KY 41018-2912 |
| Document Number | 0000000108 |
| Book / Page | 000039 / 000723 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 108 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 RIDGEVIEW DR ERLANGER KY 410182912, ERLANGER, KY 41018-2912 |
| Document Number | 0000000108 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 000M88/000400 |
| Instrument | 108 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 25, 2035 |
The 2025 property tax bill for 431 Ridgeview Dr was $2,640.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,000 (-) Land $35,000 Building $192,000 | $227,000 (-) Land $35,000 Building $192,000 | |
| 2025 | $2,640.00 | $227,000 Land $35,000 Building $192,000 | $227,000 Land $35,000 Building $192,000 |
| 2023 | $2,864.00 | $227,000 Land $25,000 Building $202,000 | $227,000 Land $25,000 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Ridgeview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 Ridgeview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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