Anne Arundel County property record for 431 Poplar Leaf Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,792 sqft · built 2023 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jan 2023) |
| Tax Bill | $6,298 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Construction Loan May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-01689800 |
| Primary APN | 01-480-01689800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,312 sqft |
| 1st Floor Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 48001689800 |
|---|---|
| Street Address | 431 POPLAR LEAF DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 29 BK N SC 2 LOCH HAVEN BEACH |
| Legal Subdivision | LOCH HAVEN BEACH |
| Legal Block | N |
| Legal Lot Number | 29 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 POPLAR LEAF DR, EDGEWATER, MD 21037-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed, Construction Loan · Construction Mortgage WESBANCO BANK INC |
| May 27, 2022 | Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on Record |
| Deed Sale | Jan 23, 2023 · Amount on Record |
| Prior Sale | May 27, 2022 · Amount on Record |
| Deed Book / Page | 39410 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 23, 2023 |
| Property Address | 431 POPLAR LEAF DR, EDGEWATER, MD 21037-3213 |
| Document Number | 0394100079 |
| Book / Page | 39410 / 79 |
| Map Reference | MB 19 PG 47 |
| Instrument Date | Dec 19, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, FREE ST TTL SVCS OF ANNAPOLI |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 431 POPLAR LEAF DR, EDGEWATER, MD 21037-3213 |
| Document Number | 0003941084 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 39410/84 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 27, 2022 |
| Property Address | 431 POPLAR LEAF DR, EDGEWATER, MD 21037-3213 |
| Document Number | 0387810387 |
| Book / Page | 38781 / 387 |
| Map Reference | MB 19 PG 47 |
| Instrument Date | Apr 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2137 DEFENSE HWY, CROFTON, MD 21114-2420 |
| Investor | Possibly a Property Investor |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,000 (+27.94%) Land $275,300 Building $354,700 | $630,000 (+27.94%) Land $275,300 Building $354,700 | |
| 2025 | $6,298.00 (+17.13%) | ||
| 2023 | $5,377.00 Homeowner's exemption | $492,400 Land $213,500 Building $278,900 | $492,400 Land $213,500 Building $278,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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