439 Poplar Leaf Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 439 Poplar Leaf Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,353 sqft · built 1942
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2026)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-06609650`

Property Details

APN / Parcel Number

Primary APN	`01-480-06609650`
Alternative APNs	`1-480-06609650` `48006609650`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	175 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	48006609650
Street Address	439 POPLAR LEAF DR
City	EDGEWATER
State	MD
Zip	21037-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 23 BK N SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	N
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1034
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC
May 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AGRICULTURE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Mar 15, 2005 · Amount on Record
Deed Book / Page	42635 / 301
Prior Transfer Date	Feb 2, 2006
Prior Transfer Doc	0175150022
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 19, 2026
Property Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213
Document Number	4263000301
Book / Page	42635 / 301
Instrument Date	Aug 17, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213

Mortgage

Document Number	4263000308,
Date	Aug 19, 2026
Book Page	42635/308

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0335310082
Date	Sep 4, 2019
Book Page	33531/082

Lender

Name	AURORA FINANCIAL LLC
Type	Lending Institution
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2029

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213

Mortgage

Document Number	0367420121
Date	May 8, 2021
Book Page	36742/121

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	May 1, 2029

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	439 POPLAR LEAF DR, EDGEWATER, MD 21037-3213
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386590249
Date	Apr 27, 2022
Book Page	38659/249

Lender

Name	AGRICULTURE FCU
Type	Credit Union
Address	WASHINGTON, DC 20250

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,900 (+7.53%) Land $254,800 Building $133,100	$387,900 (-) Land $254,800 Building $133,100
2025	$3,572.00 (+2.76%) Homeowner's exemption	$360,733 (+17.73%)	$387,900 (+26.6%) Land $254,800 Building $133,100
2024	$3,476.00 (+24.99%)
2023	$2,781.00 Homeowner's exemption	$306,400 Land $200,500 Building $105,900	$306,400 Land $200,500 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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