431 Point au Roche Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Beekmantown Town property record for 431 Point au Roche Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,961 sqft · built 2000
Lot Size	0.826 acres (36,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2017)
Tax Bill	$8,998 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092400 168.-1-2.1`

Property Details

APN / Parcel Number

Primary APN	`092400 168.-1-2.1`
Alternative APN	`240016800000010020010000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,961 sqft Living Area
1st Floor Area	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	36,000 sqft (0.826 acres)
Lot Dimensions	200 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	431 POINT AU ROCHE RD
City	PLATTSBURGH
State	NY
Zip	12901-5465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BEEKMANS DURHAM SUB LOT 1
Legal Block	1
Legal Lot Number	2.001
Jurisdiction	CLINTON NY
Township / Civil Division	BEEKMANTOWN
Census Block Group	3
Census Block	3006
Census Tract	100600

Owner

431 Point au Roche Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Clinton County and Beekmantown Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Oct 19, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Oct 21, 2005 · Amount on File
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	431 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5465
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326592
Date	Aug 16, 2022
Instrument	20220-00326592

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	431 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5465
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326134
Date	Jul 26, 2022
Instrument	20220-00326134

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON NY
Recording Date	Oct 19, 2017
Property Address	431 POINT AU ROCHE RD, PLATTSBURGH, NY 12901-5465
Document Number	0000290230
Instrument Date	Oct 18, 2017
Instrument	290230
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 US OVAL #235 PLATTSBURGH NY 129035908, 235, PLATTSBURGH, NY 12903-5908

Tax Assessment & Valuation

The 2026 property tax bill for 431 Point au Roche Rd was $8,998, up 245.5% from the year before.

Source: Clinton County and Beekmantown Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Beekmantown Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,998.00 (+245.55%)
2025	$2,604.00	$442,800 Land $38,300 Building $404,500	$442,800 Land $38,300 Building $404,500
2023		$383,900 Land $38,300 Building $345,600	$383,900 Land $38,300 Building $345,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Point au Roche Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	12 (1983–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Point au Roche Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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