Madison County property record for 431 Pine Ridge Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,431 sqft · built 1974 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Aug 2016) |
| Tax Bill | $1,450 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9757-26-7361 |
| Primary APN | 9757-26-7361 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,431 sqft Heated Area |
| 1st Floor Area | 1,431 sqft |
| Basement Area | 1,431 sqft |
| Unfinished Basement | 1,431 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 540 sqft |
| Porch | Slab |
| Deck Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 431 PINE RIDGE RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 26 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 4, BEECH GLENN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10602 |
Source: Madison County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 PINE RIDGE RD, MARS HILL, NC 28754-8119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on Record |
| Deed Sale | Aug 29, 2016 · Amount on Record |
| Deed Book / Page | 615 / 374 |
| Prior Transfer Date | Aug 26, 2016 |
| Prior Transfer Doc | 0006150374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 431 PINE RIDGE RD, MARS HILL, NC 28754-8119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0007030491 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 703/491 |
| Instrument | 338749 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Mars Hill Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,450.00 | $282,305 (-) Land $36,608 Building $245,697 | $282,305 (-) Land $36,608 Building $245,697 |
| 2024 | $1,450.00 | $282,305 (+75.87%) Land $36,608 Building $245,697 | $282,305 (+75.87%) Land $36,608 Building $245,697 |
| 2023 | $160,519 Land $24,169 Building $136,350 | $160,519 Land $24,169 Building $136,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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