396 Pine Ridge Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 396 Pine Ridge Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2,211 sqft · built 1984
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on Record
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9757-25-7928`

Property Details

APN / Parcel Number

Primary APN	`9757-25-7928`
Alternative APNs	`9757257928 0011317` `11317`

Interior

Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,211 sqft Heated Area
1st Floor Area	1,474 sqft
Basement Area	737 sqft
Finished Basement	737 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)
Garage Area	1,646 sqft
Porch	Slab
Porch Area	281 sqft
Gazebo	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	396 PINE RIDGE RD
City	MARS HILL
State	NC
Zip	28754-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	25
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	2
Census Block	2015
Census Tract	10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	396 PINE RIDGE RD, MARS HILL, NC 28754-6300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 20, 2019
Transfer Doc	0006640323
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	396 PINE RIDGE RD, MARS HILL, NC 28754-6300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007040369
Date	Nov 13, 2020
Book Page	704/369
Instrument	338865

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Dec 1, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	396 PINE RIDGE RD, MARS HILL, NC 28754-6300
Document Number	0006830701
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 PINE RIDGE RD MARS HILL NC 287546300, MARS HILL, NC 28754-6300

Mortgage

Document Number	0006830701
Date	Feb 5, 2020
Book Page	000683/000701
Instrument	335389

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	396 PINE RIDGE RD, MARS HILL, NC 28754-6300
Document Number	0006650122
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 PINE RIDGE RD MARS HILL NC 287546300, MARS HILL, NC 28754-6300

Mortgage

Document Number	0006650122
Date	Feb 28, 2019
Book Page	000665/000122
Instrument	331821

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON NC
Recording Date	Feb 8, 2019
Property Address	396 PINE RIDGE RD, MARS HILL, NC 28754-6300
Document Number	0006640323
Book / Page	000664 / 000323
Instrument Date	Feb 8, 2019
Instrument	331665
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 PINE RIDGE RD MARS HILL NC 287546300, MARS HILL, NC 28754-6300

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00	$443,221 (-) Land $73,990 Building $369,231	$443,221 (-) Land $73,990 Building $369,231
2024	$2,174.00	$443,221 (+70.41%) Land $73,990 Building $369,231	$443,221 (+70.41%) Land $73,990 Building $369,231
2023		$260,094 Land $58,889 Building $201,205	$260,094 Land $58,889 Building $201,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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