431 Ormsbee St, Big Lake, MN 55309 Property Records

Sherburne County property record for 431 Ormsbee St, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,188 sqft · built 1954
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-407-0130`

Property Details

APN / Parcel Number

Primary APN	`65-407-0130`
Alternative APNs	`65-00407-0130` `27311`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	156 sqft
Finished Basement	156 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Detached
Garage Area	840 sqft
Driveway	Driveway
Deck Area	465 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	431 ORMSBEE ST
City	BIG LAKE
State	MN
Zip	55309-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A POINT 99 FT N OF SE CORNER OF BLK 1, THENCE RUNNING W 247.5 FT, THENCE N 99 FT, THENCE E 247.5 FT TO THE E LINE OF
Legal Range	27W
Legal Township	33N
Legal Section	30
Legal Subdivision	HAVEN THIRD ADDITION
Legal Block	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	2
Census Block	2015
Census Tract	30410

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 ORMSBEE ST, BIG LAKE, MN 55309-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 24, 2020
Property Address	431 ORMSBEE ST, BIG LAKE, MN 55309-9518
Document Number	0000894356
Instrument Date	May 27, 2020
Instrument	894356
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	TITLE SPECIALIST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$738.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ORMSBEE ST BIG LAKE MN 553099518, BIG LAKE, MN 55309-9518

Mortgage

Document Number	894357
Date	Jun 24, 2020
Instrument	894357

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,200 (-0.49%) Land $100,800 Building $186,400	$287,200 (-0.49%) Land $100,800 Building $186,400
2025	$3,454.00 (+7.87%)	$288,600 (+3.48%) Land $100,800 Building $187,800	$288,600 (+3.48%) Land $100,800 Building $187,800
2023	$3,202.00	$278,900 Land $91,700 Building $187,200
2021			$278,900 Land $91,700 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20