Sherburne County property record for 421 Ormsbee St, Big Lake, MN 55309
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,008 sqft · built 1930 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Feb 2015) |
| Tax Bill | $3,434 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-407-0140 |
| Primary APN | 65-407-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Porch | Porch |
| Porch Area | 280 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 421 ORMSBEE ST |
|---|---|
| City | BIG LAKE |
| State | MN |
| Zip | 55309-9518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT ON THE W LINE OF BLOCK 1, HAVENS THIRD ADDN DIST 198 FT N OF THE SW CORNER OF SAID BLOCK 1; THENCE NLY ALONG SAID W LINE, A DIST OF 112 FT; THENCE ELY, PARALLEL WITH S LINE OF SAID BLK 1 DIST OF 82.50 FT; THENCE NLY PARALLEL WITH SAID W L |
| Legal Range | 27W |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | HAVEN THIRD ADDITION |
| Legal Block | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30410 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Sep 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage PARAMONT EQUITY MORTGAGE LLC |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG LLC |
| Mar 4, 2020 | Deed of Trust, Mortgage · Line of Credit CORTRUST BK NA |
| Feb 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2015 · Amount on Record |
| Deed Sale | Feb 5, 2015 · Amount on Record |
| Prior Sale | Aug 2, 2013 · Amount on Record |
| Deed Document Number | 2015798951 |
| Last Transfer Date | Feb 24, 2016 |
| Transfer Doc | 0000817159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000965801 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 965801 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 8, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000930357 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 930357 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000862428 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 862428 |
| Name | PARAMONT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000880352 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 880352 |
| Name | PARAMOUNT EQUITY MTG LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Document Number | 0000889145 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 ORMSBEE ST BIG LAKE MN 553099518, BIG LAKE, MN 55309-9518 |
| Document Number | 0000889145 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 889145 |
| Name | CORTRUST BK NA |
|---|---|
| Type | Bank |
| Address | MOUND, MN 55364 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 7, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 421 ORMSBEE ST, BIG LAKE, MN 55309-9518 |
| Document Number | 0000834801 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 ORMSBEE ST BIG LAKE MN 553099518, BIG LAKE, MN 55309-9518 |
| Document Number | 0000834801 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 834801 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2047 |
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,434.00 (+1.72%) | $287,100 (-3.04%) Land $111,700 Building $175,400 | $287,100 (-3.04%) Land $111,700 Building $175,400 |
| 2023 | $3,376.00 | $296,100 Land $106,400 Building $189,700 | |
| 2021 | $296,100 Land $106,400 Building $189,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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