431 N Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 431 N Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,588 sqft · built 1916
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$89,000 (Oct 2021)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-284-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-284-001-000`
Alternative APN	`39599`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,588 sqft Finished Area
Gross Area	2,966 sqft
1st Floor Area	1,672 sqft
Upper Floors Area	1,294 sqft
Basement Area	1,294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1939
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Slab
Porch Area	410 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39599
Street Address	431 N SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-2637
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 12 BLOCK 24 MCCLELLAN`S ADDN TO WEST SIOUX FALLS
Legal Subdivision	MCCLELLAN`S ADDN
Legal Block	24
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4017
Census Tract	201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	431 N SUMMIT AVE, SIOUX FALLS, SD 57104-2637
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Deed Book / Page	609-D / 93
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 26, 2021
Property Address	431 N SUMMIT AVE, SIOUX FALLS, SD 57104-2637
Document Number	609DEED/93
Book / Page	609 DEED / 93
Instrument Date	Oct 20, 2021
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$89.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46797 SD HIGHWAY 44, LENNOX, SD 57039-5638

Mortgage

Document Number	1937MTG694
Date	Oct 26, 2021
Instrument	1937 MTG/694

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,338 (+5.76%) Land $23,736 Building $206,602	$230,338 Land $23,736 Building $206,602
2025	$2,979.00	$217,800 (+13.03%) Land $24,000 Building $193,800
2024	$2,979.00 (-6.85%)	$192,700 (+13.55%) Land $24,000 Building $168,700
2022	$3,198.00	$169,700 Land $24,000 Building $145,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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