427 N Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 427 N Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,984 sqft · built 1916
Lot Size	0.194 acres (8,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,500 (Jun 2025)
Tax Bill	$3,243 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-17-284-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-17-284-002-000`
Alternative APN	`39598`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,984 sqft Finished Area
1st Floor Area	1,984 sqft
Basement Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1969
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,446 sqft (0.194 acres)
Lot Dimensions	132 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39598
Street Address	427 N SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-2637
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EX S 2` 11 BLOCK 24 MCCLELLAN`S ADDN TO WEST SIOUX FALLS
Legal Subdivision	MCCLELLAN`S ADDN
Legal Block	24
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4017
Census Tract	201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Historic District (Additional Documentation) listed 1974 · 190 contributing resources · NRIS 74001896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 N SUMMIT AVE, SIOUX FALLS, SD 57104-2637
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2025134170
Deed Book / Page	632-D / 667
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 21, 2020
Property Address	427 N SUMMIT AVE, SIOUX FALLS, SD 57104-2637
Document Number	594DEED/0133
Book / Page	594 DEED / 0133
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 N SUMMIT AVE, SIOUX FALLS, SD 57104-2637

Mortgage

Document Number	1876MTG0298
Date	Jan 21, 2020
Instrument	1876 MTG/0298

Lender

Name	CROSS COUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,503 (+5.54%) Land $22,945 Building $228,558	$251,503 Land $22,945 Building $228,558
2025	$3,243.00	$238,300 (+6.19%) Land $23,200 Building $215,100
2024	$3,243.00 (+44.58%)	$224,400 (+53.38%) Land $23,200 Building $201,200
2022	$2,243.00	$146,300 Land $23,200 Building $123,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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