McLennan County property record for 431 N Lacy Dr, Waco, TX 76705
| Property Type | Commercial |
|---|---|
| Details | 352 sqft · built 2002 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,500 (Nov 2018) |
| Tax Bill | $1,108 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-030600-011701-0 |
| Primary APN | 20-030600-011701-0 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 352 sqft Gross Area |
| 1st Floor Area | 352 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 140 ft deep x 101 ft wide |
| Canopy | 176 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 431 N LACY DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1004 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R |
| Legal Description | LAKEVIEW LOT 1B 2B 3B BLOCK 27 ACRES 0.282 |
| Legal Subdivision | LAKEVIEW |
| Legal Block | 27 |
| Legal Lot Number | 1B |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 3200 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 N LACY DR, WACO, TX 76705-1004 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on Record |
| Deed Sale | Nov 5, 2018 · Amount on Record |
| Deed Document Number | 201838721 |
| Prior Transfer Date | Nov 2, 2018 |
| Prior Transfer Doc | 0000038721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 5, 2018 |
| Property Address | 431 N LACY DR, WACO, TX 76705-1004 |
| Document Number | 0000038721 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 38721 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 N LACY DR WACO TX 767051004, WACO, TX 76705-1004 |
| Document Number | 38722 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 38722 |
| Name | CENDERA BK NA |
|---|---|
| Type | Bank |
| Address | BELLS, TX 75414 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 4, 2028 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,914 (+0.25%) Land $24,568 Building $33,346 | $57,914 (+0.25%) Land $24,568 Building $33,346 | |
| 2025 | $1,108.00 (+0.18%) | $57,770 (-2.83%) Land $24,570 Building $33,200 | $57,770 (-2.83%) Land $24,570 Building $33,200 |
| 2024 | $1,106.00 (+5.13%) | ||
| 2023 | $59,450 Land $24,570 Building $34,880 | $59,450 Land $24,570 Building $34,880 | |
| 2022 | $1,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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