417 N Lacy Dr, Waco, TX 76705 Property Records

McLennan County property record for 417 N Lacy Dr, Waco, TX 76705

Property Summary

Property TypeCommercial
Details2,340 sqft · built 1962
Lot Size0.643 acres (28,000 sqft)
OwnerIndividual Name on Record
Last Sale$53,200 (Feb 2024)
Tax Bill$6,280 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN20-030600-011900-0

Property Details

APN / Parcel Number

Primary APN20-030600-011900-0
Alternative APNs
  • 2003060001190000111
  • 113730

Interior

Stories1 Story
Building Area2,340 sqft Gross Area
1st Floor Area2,340 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area28,000 sqft (0.643 acres)
Lot Dimensions140 ft deep x 101 ft wide
Canopy24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address417 N LACY DR
CityWACO
StateTX
Zip76705-1004
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionLAKEVIEW LOT B1 TO B3 BLOCK 28 ACRES .6428
Legal SubdivisionLAKEVIEW
Legal Block28
Legal Lot NumberB1-B3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3024
Census Tract3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1621 TRAVIS ST, WACO, TX 76705-2136
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2024 · Amount on Record
Deed SaleFeb 19, 2024 · Amount on Record
Prior SaleDec 28, 2023 · Amount on Record
Deed Document Number20244838
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address417 N LACY DR, WACO, TX 76705-1004
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1621 TRAVIS ST, WACO, TX 76705-2136

Mortgage

Document Number0000004840
DateFeb 19, 2024
Instrument2024004840
Lender
NameTFNB YOUR BANK FOR LIFE
AddressMCGREGOR, TX 76657
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$132,537 (-59.5%) Land $33,594 Building $98,943$132,537 (-59.5%) Land $33,594 Building $98,943
2025$6,280.00 (+0.79%)$327,230 (+235.52%) Land $33,600 Building $293,630$327,230 (+235.52%) Land $33,600 Building $293,630
2024$6,231.00 (+261.01%)
2023$97,530 Land $33,600 Building $63,930$97,530 Land $33,600 Building $63,930
2022$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1995–2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N Lacy Dr

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