Ionia County property record for 431 Morse St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 520 sqft |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Jul 2000) |
| Tax Bill | $699 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20420000020000 |
| Primary APN | 20420000020000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 2,396 sqft (0.055 acres) |
| Lot Dimensions | 72 ft deep x 33 ft wide |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 431 MORSE ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA SUP. TAYLOR ADDITION N 1/2 OF S 1/2 LOT 32 & N 1/2 OF S 1/2 OF E 8.58FT OF LOT 31 |
| Legal Subdivision | CITY OF IONIA SUP TAYLOR ADD |
| Legal Lot Number | 31-32 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 31600 |
431 Morse St is owned and occupied by an individual who bought it in July 2000.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 MORSE ST, IONIA, MI 48846-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2000 · Amount on File |
| Deed Sale | Jul 5, 2000 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 Morse St was $699 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,600 (+9.3%) Land $8,500 Building $29,100 | $75,200 (+9.3%) Land $17,000 Building $58,200 | |
| 2025 | $699.00 Homeowner's exemption | $34,400 Land $7,900 Building $26,500 | $68,800 Land $15,800 Building $53,000 |
| 2023 | $22,600 Land $5,800 Building $16,800 | $45,200 Land $11,600 Building $33,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 431 Morse St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Morse St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Point Broadband, Surf Internet, Verizon.
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