Ionia County property record for 428 Morse St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Feb 2019) |
| Tax Bill | $1,029 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20410000001500 |
| Primary APN | 20410000001500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 132 ft deep x 74 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 428 MORSE ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF IONIA JOHNSON ADDITION LOT 3 |
| Legal Subdivision | CITY OF IONIA JOHNSON ADD |
| Legal Lot Number | 3 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 31600 |
428 Morse St is owned and occupied by an individual who bought it in February 2019.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 MORSE ST, IONIA, MI 48846-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on File |
| Deed Sale | Feb 7, 2019 · Amount on File |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 428 Morse St was $1,029 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,800 (+9.32%) Land $13,500 Building $46,300 | $119,600 (+9.32%) Land $27,000 Building $92,600 | |
| 2025 | $1,029.00 Homeowner's exemption | $54,700 Land $12,600 Building $42,100 | $109,400 Land $25,200 Building $84,200 |
| 2023 | $36,600 Land $9,300 Building $27,300 | $73,200 Land $18,600 Building $54,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 428 Morse St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Morse St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Point Broadband, Surf Internet, Verizon.
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