431 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 431 Montclair St, Chula Vista, CA 91911 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1960
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Dec 2014)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`639-351-07-00`

Property Details

APN / Parcel Number

Primary APN	`639-351-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	431 MONTCLAIR ST
City	CHULA VISTA
State	CA
Zip	91911-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 TR 004189
Legal Subdivision	COUNTRY CLUB V
Legal Tract	004189
Legal Block	1
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13309

Owner

Source: San Diego County records · APN 639-351-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2014 · Amount on Record
Deed Sale	Dec 26, 2014 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	2014571439
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0000571438
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	431 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 MONTCLAIR ST, CHULA VISTA, CA 91911-2514

Mortgage

Document Number	0000186897
Date	Mar 10, 2021
Instrument	2021-0186897

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$376,339 (+2%) Land $150,532 Building $225,807
2025	$4,334.00 (+5.17%) Homeowner's exemption	$368,961 (+4.04%) Land $147,581 Building $221,380
2023	$4,121.00 (+3%) Homeowner's exemption	$354,636 Land $141,851 Building $212,785
2022	$4,001.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.