425 Montclair St, Chula Vista, CA 91911 Property Records

San Diego County property record for 425 Montclair St, Chula Vista, CA 91911 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage1,485 sqft Living Area
Lot Size10,000 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$565,000 (2018)
Tax Bill$7,437.00 (2025)

Property Details

APN / Parcel Number

Primary APN639-351-20-00
Alternative APN
  • 6393510800

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area1,485 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area10,000 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number6393510800
Street Address425 MONTCLAIR ST
CityCHULA VISTA
StateCA
Zip91911-2514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 84 DOC40425REC71 IN LOT 83&ALL OF TR 004189
Legal SubdivisionCOUNTRY CLUB V
Legal Tract004189
Legal Block1
Legal Lot Number84,83
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1005
Census Tract13309

Owner

Source: San Diego County records · APN 639-351-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2025Intrafamily Transfer, Transfer
Nov 08, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
May 28, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Dec 02, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Sep 24, 2018Grant Deed, Transfer · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 21, 2017Grant Deed, Construction Loan · Building or Construction Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleNov 21, 2017 · Amount on Record
Deed Doc Number2018397677
Prior Transfer DateJan 22, 2018
Prior Transfer Doc0000030942
Record RefreshedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 02, 2025
Property Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Document Number0000274667
Map ReferenceMAP 4189
Instrument DateJul 01, 2025
Instrument2025-0274667
Transaction TypeTransfer
Record UpdatedOct 13, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyMADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514

Mortgage

Document Number0000773394
DateNov 08, 2021
Instrument2021-0773394
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Transaction TypeMortgage
Record UpdatedJun 09, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514

Mortgage

Document Number0000406387
DateMay 28, 2021
Instrument2021-0406387
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term355 Months
DueDec 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000558883
DateDec 02, 2019
Instrument2019-0558883
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 24, 2018
Property Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Document Number0000397677
Map ReferenceMAP 4189
Instrument DateAug 23, 2018
Instrument2018-0397677
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
InvestorPossibly a Property Investor

Mortgage

Document Number0000397678
DateSep 24, 2018
Instrument2018-0397678
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

November 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 21, 2017
Property Address425 MONTCLAIR ST, CHULA VISTA, CA 91911-2514
Document Number0000543113
Map ReferenceMAP4189
Instrument DateOct 18, 2017
Instrument2017-0543113
Transaction TypeConstruction Loan
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4855 ARIVA WAY APT 218, 218, SAN DIEGO, CA 92123-2140

Mortgage

Document Number0000543114
DateNov 21, 2017
Instrument2017-0543114
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$642,867 (+2%) Land $335,656 Building $307,211
2025$7,437.00 (+5.12%) Homeowner's exemption$630,263 (+4.04%) Land $329,075 Building $301,188
2023$7,075.00 (+2.97%) Homeowner's exemption$605,792 Land $316,298 Building $289,494
2022$6,871.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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