Ottawa County property record for 431 Monroe Ave, Grand Haven, MI 49417
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,191 sqft · built 1900 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jul 2011) |
| Tax Bill | $2,877 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-21-154-012 |
| Primary APN | 70-03-21-154-012 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,191 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 80 ft deep x 66 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 431 MONROE AVE |
|---|---|
| City | GRAND HAVEN |
| State | MI |
| Zip | 49417-1060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE S 66 FT OF THE E 79 3/4 FT OF BLK 2 BOLTWOODS ADD |
| Legal Range | 16W |
| Legal Township | 8N |
| Legal Section | 21 |
| Legal Subdivision | BOLTWOODS ADD |
| Legal Block | 2 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | GRAND HAVEN |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 20900 |
431 Monroe Ave is owned and occupied by two individuals who acquired it in March 2025.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 MONROE AVE, GRAND HAVEN, MI 49417-1060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2011 · Amount on File |
| Deed Sale | Jul 26, 2011 · Amount on File |
| Deed Document Number | 201125792 |
| Last Transfer Date | Mar 21, 2025 |
| Transfer Doc | 20250014854 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 Monroe Ave was $2,877 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Grand Haven City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,500 (+1%) | $345,000 (+1%) | |
| 2025 | $2,877.00 Homeowner's exemption | $170,800 | $341,600 |
| 2023 | $147,400 | $294,800 | |
| 2022 | $2,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Monroe Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 7 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Monroe Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND HAVEN serves 10,412 people · EPA ID MI0002750 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Surf Internet, Verizon.
5G (outdoors only) and 4G LTE
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