421 Monroe Ave, Grand Haven, MI 49417 Property Records

Ottawa County property record for 421 Monroe Ave, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1915
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Aug 2021)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Nov 2021 Transfer Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-21-154-014`

Property Details

APN / Parcel Number

Primary APN	`70-03-21-154-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	844 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	132 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 MONROE AVE
City	GRAND HAVEN
State	MI
Zip	49417-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF BLK 2 COM 253 FT E OF SW COR, TH E 48 FT, TH N 8 RDS, TH W 48 FT, TH S 8 RDS TO POB BOLTWOODS ADD
Legal Range	16W
Legal Township	8N
Legal Section	21
Legal Subdivision	POB BOLTWOODS ADD
Legal Block	2
Jurisdiction	OTTAWA MI
Township / Civil Division	GRAND HAVEN
Census Block Group	5
Census Block	5024
Census Tract	20900

Owner

421 Monroe Ave is owned and occupied by two individuals who acquired it in November 2021.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 MONROE AVE, GRAND HAVEN, MI 49417-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Jun 9, 2010
Deed Document Number	202141488
Last Transfer Date	Nov 9, 2021
Transfer Doc	20210056866
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Nov 15, 2021
Property Address	421 MONROE AVE, GRAND HAVEN, MI 49417-1060
Document Number	20210056866
Instrument Date	Nov 9, 2021
Instrument	2021-0056866
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 MONROE AVE, GRAND HAVEN, MI 49417-1060

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 16, 2021
Property Address	421 MONROE AVE, GRAND HAVEN, MI 49417-1060
Document Number	20210041488
Map Reference	LB 1 PG 66
Instrument Date	Aug 13, 2021
Instrument	2021-0041488
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13442 DERNA TERRACE, 13442, BRADENTON, FL 34211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19177 ROSEMARY RD, SPRING LAKE, MI 49456-9657

Mortgage

Document Number	20210041489
Date	Aug 16, 2021
Instrument	2021-0041489

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 421 Monroe Ave was $3,324 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Grand Haven City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,200 (+1.61%)	$240,400 (+1.61%)
2025	$3,324.00 Homeowner's exemption	$118,300	$236,600
2023		$101,500	$203,000
2022	$3,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 7 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND HAVEN serves 10,412 people · EPA ID MI0002750
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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