Monroe County and Webster Town property record for 431 Lake Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,446 sqft · built 1954 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Last Sale | $135,000 (Sep 1995) |
| Tax Bill | $9,910 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 063.06-1-44 |
| Primary APN | 265489 063.06-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,446 sqft Living Area |
| 1st Floor Area | 2,446 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 225 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 346 sqft |
| Porch | Slab |
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03389300000 |
|---|---|
| Street Address | 431 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0073-14-07 LIVING TRUST 8/1/95 |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11203 |
431 Lake Rd is owner-occupied and held in a trust since January 2014.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 431 LAKE RD, WEBSTER, NY 14580-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 1995 · Amount on File |
| Deed Sale | Sep 26, 1995 · Amount on File |
| Deed Book / Page | 8657 / 131 |
| Last Transfer Date | Jan 28, 2014 |
| Transfer Doc | 0000000356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 5, 2024 |
| Property Address | 431 LAKE RD, WEBSTER, NY 14580-1048 |
| Document Number | 0000000164 |
| Book / Page | 12941 / 581 |
| Map Reference | LB 2817 PG 269 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 202404050164 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 LAKE RD, WEBSTER, NY 14580-1048 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 431 LAKE RD, WEBSTER, NY 14580-1048 |
The 2026 property tax bill for 431 Lake Rd was $9,910 with a homeowner's exemption, up 6.5% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,910.00 (+6.5%) Homeowner's exemption | ||
| 2025 | $9,305.00 | $204,700 Land $28,800 Building $175,900 | $426,500 Land $60,006 Building $366,494 |
| 2023 | $204,700 (-) Land $28,800 Building $175,900 | $352,900 (+10.35%) Land $49,651 Building $303,249 | |
| 2022 | $204,700 Land $28,800 Building $175,900 | $319,800 Land $44,994 Building $274,806 | |
| 2021 | $8,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Lake Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1978–2017) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jun 2017 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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