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426 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 426 Lake Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,821 sqft · built 1930
Lot Size1.67 acres (72,745 sqft)
Owner2 Individual Names on Record
Last Sale$648,600 (Aug 2011)
Tax Bill$28,655 (2026)
Deeds & MortgagesApr 2020 Loan Modification
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN265489 063.06-1-22.1

Property Details

APN / Parcel Number

Primary APN265489 063.06-1-22.1
Alternative APNs
  • 54890630600001022100
  • 03496200000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,821 sqft Living Area
1st Floor Area2,308 sqft
2nd Floor Area1,093 sqft
Upper Floors Area420 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialWood
Lot Area72,745 sqft (1.67 acres)
Lot Width139 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area210 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area1,068 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03496200000
Street Address426 LAKE RD
CityWEBSTER
StateNY
Zip14580-1066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14 R7 GORE TRACT
Legal Block1
Legal Lot Number22.100
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group1
Census Block1002
Census Tract11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 LAKE RD, WEBSTER, NY 14580-1066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Loan Modification, Mortgage · Conventional Mortgage
CNB MTG
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CNB MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2011 · Amount on Record
Deed SaleAug 10, 2011 · Amount on Record
Prior SaleOct 12, 1995 · Amount on Record
Deed Document Number2011510
Deed Book / Page11028 / 562
Record UpdatedOct 29, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address426 LAKE RD, WEBSTER, NY 14580-1066
Document Number0000000102
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyCROSSROADS ABSTRACT INC, CROSSROADS ABS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 LAKE RD WEBSTER NY 145801066, WEBSTER, NY 14580-1066

Mortgage

Document Number0000000102
DateApr 15, 2020
Book Page028464/000621
Instrument102
Lender
NameCNB MTG
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 14, 2035
Interest
Rate TypeAdjustable Rate
Rate2.62%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address426 LAKE RD, WEBSTER, NY 14580-1066
Document Number0000000200
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyCROSSROADS ABSTRACT INC, CROSSROADS ABS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 LAKE RD WEBSTER NY 145801066, WEBSTER, NY 14580-1066

Mortgage

Document Number0000000200
DateApr 14, 2020
Book Page028462/000375
Instrument200
Lender
NameCNB MTG
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 13, 2035

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,655.00 (-16.92%)
2025$34,491.00 (+26.23%)$607,200 (-) Land $148,000 Building $459,200$1,265,000 (+20.83%) Land $308,333 Building $956,667
2023$607,200 (-) Land $148,000 Building $459,200$1,046,900 (+10.34%) Land $255,173 Building $791,727
2022$607,200 Land $148,000 Building $459,200$948,800 Land $231,262 Building $717,538
2021$27,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1978–2017)
Claims Outside the SFHA9 of 17
Most Recent ClaimJun 2017 · Flooding
Claims by Event
  • Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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