Otsego County and Maryland Town property record for 431 Lake Rd, Schenevus, NY 12155
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 10,664 sqft · built 1920 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,143 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363600 230.00-2-7.00 |
| Primary APN | 363600 230.00-2-7.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 10,664 sqft Gross Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Width | 259 ft Width |
| Porch | Slab |
| Porch Area | 1,500 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 006000 |
|---|---|
| Street Address | 431 LAKE RD |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Local Zoning Code | R1 |
| Legal Description | 974 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MARYLAND |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 590701 |
431 Lake Rd, a commercial property, is owned by a company.
Source: Otsego County and Maryland Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 217, SCHENEVUS, NY 12155-0217 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 431 Lake Rd was $1,143, up 1% from the year before.
Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,143.00 (+0.97%) | ||
| 2025 | $1,132.00 | $37,400 Land $9,300 Building $28,100 | $52,773 Land $13,123 Building $39,650 |
| 2023 | $37,400 Land $9,300 Building $28,100 | $44,524 Land $11,071 Building $33,453 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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