Otsego County and Maryland Town property record for 424 Lake Rd, Schenevus, NY 12155 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 37,897 sqft (0.87 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2009) |
| Tax Bill | $2,366.00 (2025) |
| Primary APN | 363600 230.00-2-13.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Width | 183 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 390 sqft Garage |
| Porch Area | 66 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 042670 |
|---|---|
| Street Address | 424 LAKE RD |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-3819 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 002 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MARYLAND |
| Census Blockgroup | 1 |
| Census Block | 1052 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records · APN 363600 230.00-2-13.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 LAKE RD, SCHENEVUS, NY 12155-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2009 · Amount on Record |
| Deed Sale | Oct 13, 2009 · Amount on Record |
| Deed Book / Page | 1126 / 536 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 424 LAKE RD, SCHENEVUS, NY 12155-3819 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000613 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023-1613 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,366.00 | $93,600 (-) Land $10,500 Building $83,100 | $132,073 (+18.53%) Land $14,816 Building $117,257 |
| 2023 | $93,600 Land $10,500 Building $83,100 | $111,429 Land $12,500 Building $98,929 |
424 Lake Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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