Fairfield County property record for 431 Kenal Rd, #16-A, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 2,023 sqft |
| Lot Size | 5.33 acres (232,175 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-00-00-037-000 |
| Primary APN | 217-00-00-037-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,023 sqft Living Area |
| Gross Area | 2,507 sqft |
| 1st Floor Area | 1,803 sqft |
| Upper Floors Area | 220 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 232,175 sqft (5.33 acres) |
| Porch | Slab |
| Porch Area | 264 sqft |
| Account Number | 18074 |
|---|---|
| Street Address | 431 KENAL RD, 16-A |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-8248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-1 |
| Legal Description | 431 KENAL ROAD LOT 16-A KS PLAT: 474 - 537 |
| Legal Lot Number | 16-A |
| Jurisdiction | FAIRFIELD SC |
| Township / Civil Division | RIDGEWAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960301 |
Source: Fairfield County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 KENAL RD, RIDGEWAY, SC 29130-8248 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Property Address | 431 KENAL RD # 16-A, 16-A, RIDGEWAY, SC 29130-8248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000080 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 1460/80 |
| Instrument | 202100000861 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 18, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Property Address | 431 KENAL RD # 16-A, 16-A, RIDGEWAY, SC 29130-8248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000070 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 1460/70 |
| Instrument | 202100000860 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 1, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Property Address | 431 KENAL RD # 16-A, 16-A, RIDGEWAY, SC 29130-8248 |
| Document Number | 0000000772 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 431 KENAL RD RIDGEWAY SC 291308248, RIDGEWAY, SC 29130-8248 |
| Document Number | 0000000772 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 001406/000177 |
| Instrument | 772 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Fairfield County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Fairfield County |
| Unified School District | Fairfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 (+18.89%) | $11,824 (+96.8%) Land $1,692 Building $10,132 | $295,600 (+96.8%) Land $42,300 Building $253,300 |
| 2024 | $1,080.00 (-2.35%) | $6,008 (-) Land $1,692 Building $4,316 | $150,200 (-) Land $42,300 Building $107,900 |
| 2023 | $1,106.00 (+9.61%) | $6,008 (-) Land $1,692 Building $4,316 | $150,200 (-) Land $42,300 Building $107,900 |
| 2022 | $1,009.00 | $6,008 Land $1,692 Building $4,316 | $150,200 Land $42,300 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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