361 Kenal Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 361 Kenal Rd, Ridgeway, SC 29130

Property Summary

Property TypeSingle Family Home
Details2,352 sqft · built 1995
Lot Size4.18 acres (182,081 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Nov 2022)
Tax Bill$3,285 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN201-00-03-095-000

Property Details

APN / Parcel Number

Primary APN201-00-03-095-000
Alternative APN
  • 18084

Interior

Stories2 Stories
Building Area2,352 sqft Living Area
Gross Area3,348 sqft
1st Floor Area1,176 sqft
2nd Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area182,081 sqft (4.18 acres)

Exterior Amenities

PorchPatio
Porch Area352 sqft
Deck Area420 sqft
Patio Area420 sqft

Location & Zoning

Account Number18084
Street Address361 KENAL RD
CityRIDGEWAY
StateSC
Zip29130-8089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-1
Legal Description361 KENAL ROAD KS
JurisdictionFAIRFIELD SC
Township / Civil DivisionRIDGEWAY
Census Block Group1
Census Block1020
Census Tract960301

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address361 KENAL RD, RIDGEWAY, SC 29130-8089
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Nov 29, 2022Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Jan 7, 2022Intrafamily Transfer, Transfer
Oct 29, 2020Grant Deed, Transfer
NOT AVAILABLE
Jul 6, 2020Quit Claim Deed, Transfer · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleNov 2, 2020 · Amount on Record
Deed Document Number20223168
Deed Book / Page1556 / 257
Prior Transfer DateJun 23, 2020
Prior Transfer Doc0000001364
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionFAIRFIELD SC
Recording DateNov 29, 2022
Property Address361 KENAL RD, RIDGEWAY, SC 29130-8089
Document Number0000003168
Book / Page1556 / 257
Map ReferenceSL 471 PG 508
Instrument DateNov 21, 2022
Instrument202200003168
Transaction TypeTransfer
Record UpdatedDec 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,591.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address361 KENAL RD, RIDGEWAY, SC 29130-8089

Mortgage

Document Number0000003169
DateNov 29, 2022
Book Page1556/260
Instrument202200003169
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.13%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2020
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.1%
IndexOther
Max Rate11.1%

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionFAIRFIELD SC
Recording DateNov 29, 2022
Property Address361 KENAL RD, RIDGEWAY, SC 29130-8089
Document Number0000003167
Book / Page1556 / 252
Map ReferenceBK FW PG 132
Instrument DateNov 11, 2022
Instrument202200003167
Transaction TypeTransfer
Record UpdatedDec 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 KENAL RD, RIDGEWAY, SC 29130-8089

Mortgage

Document Number0000003169
DateNov 29, 2022
Book Page1556/260
Instrument202200003169
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.13%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2020
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.1%
IndexOther
Max Rate11.1%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAIRFIELD SC
Recording DateJan 7, 2022
Property Address361 KENAL RD, RIDGEWAY, SC 29130-8089
Document Number0000000056
Book / Page1506 / 184
Instrument DateJan 4, 2022
Instrument202200000056
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 KENAL RD, RIDGEWAY, SC 29130-8089

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFAIRFIELD SC
Recording DateOct 29, 2020
Property Address361 KENAL RD, RIDGEWAY, SC 29130-8089
Document Number0014340266
Book / Page001434 / 000266
Instrument DateOct 29, 2020
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$988.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address361 KENAL RD RIDGEWAY SC 291308089, RIDGEWAY, SC 29130-8089

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFIELD SC
Recording DateJul 6, 2020
Property Address361 KENAL RD, RIDGEWAY, SC 29130-8089
Document Number0000001364
Book / Page001416 / 000260
Instrument DateJun 23, 2020
Instrument1364
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address361 KENAL RD RIDGEWAY SC 291308089, RIDGEWAY, SC 29130-8089

Mortgage

Document Number1365
DateJul 6, 2020
Book Page001416/000263
Instrument1365
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 5, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFairfield County
Unified School DistrictFairfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,285.00$17,672 (+3.01%) Land $3,344 Building $14,328$441,800 (+3.01%) Land $83,600 Building $358,200
2024$17,156 (-) Land $3,344 Building $13,812$428,900 (-) Land $83,600 Building $345,300
2023$3,158.00 (+77.52%)$17,156 (+62.03%) Land $3,344 Building $13,812$428,900 (+62.03%) Land $83,600 Building $345,300
2022$1,779.00$10,588 Land $1,672 Building $8,916$264,700 Land $41,800 Building $222,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 70% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Kenal Rd

Nearby Streets

Search Property Records by Address or Parcel Number