431 Hemlock Dr, Flowood, MS 39232 Property Records

Rankin County property record for 431 Hemlock Dr, Flowood, MS 39232

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,209 sqft · built 1994
Lot Size	0.231 acres (10,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,115 (Mar 2026)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`G11A000006 03520`

Property Details

APN / Parcel Number

Primary APN	`G11A000006 03520`
Alternative APN	`20440`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	2,209 sqft Adjusted Area
1st Floor Area	1,639 sqft
2nd Floor Area	196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,094 sqft (0.231 acres)
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	20440
Street Address	431 HEMLOCK DR
City	FLOWOOD
State	MS
Zip	39232-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 352 LAURELWOOD SUB PART 6B DB 711 PG 0144 0090894 DB 717 PG 0216-0000 0112394
Legal Range	02E
Legal Township	06N
Legal Section	23
Legal Subdivision	LAURELWOOD SUB
Legal Lot Number	352
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	20303

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 HEMLOCK DR, FLOWOOD, MS 39232-7610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Dec 1, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Dec 1, 2025
Deed Document Number	2026
Deed Book / Page	2026 / 4844
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Mar 5, 2026
Property Address	431 HEMLOCK DR, FLOWOOD, MS 39232-7610
Document Number	0000004844
Book / Page	2026 / 4844
Map Reference	CAB B SL 343
Instrument Date	Mar 5, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 SHOWS PL, FLORENCE, MS 39073-9668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 HEMLOCK DR, FLOWOOD, MS 39232-7610

Mortgage

Document Number	0302619637
Date	Mar 5, 2026
Instrument	3026/19637

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 1, 2025
Property Address	431 HEMLOCK DR, FLOWOOD, MS 39232-7610
Document Number	0000027595
Book / Page	2025 / 27595
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 N ALTA DENA ST, TRACY, CA 95391-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SHOWS PL, FLORENCE, MS 39073-9668

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,938.00	$24,617 (-)
2024	$2,938.00 (+15.9%)	$24,617 (+1.81%)	$164,110 (+1.81%) Land $35,000 Building $129,110
2023		$24,180
2021			$161,200 Land $35,000 Building $126,200
2019	$2,535.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLOWOOD - NORANCO private · serves 4,274 people · EPA ID MS0610044
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CITY OF FLOWOOD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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