430 Hemlock Dr, Flowood, MS 39232 Property Records

Rankin County property record for 430 Hemlock Dr, Flowood, MS 39232

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,192 sqft · built 1994
Lot Size	0.231 acres (10,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,395 (May 2026)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G11A000006 03810`

Property Details

APN / Parcel Number

Primary APN	`G11A000006 03810`
Alternative APN	`20469`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,192 sqft Adjusted Area
1st Floor Area	1,147 sqft
2nd Floor Area	682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,097 sqft (0.231 acres)
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	20469
Street Address	430 HEMLOCK DR
City	FLOWOOD
State	MS
Zip	39232-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 381 LAURELWOOD SUB PART 6B DB 694 PG 0032 0030494 DB 703 PG 0610 0061494
Legal Range	02E
Legal Township	06N
Legal Section	23
Legal Subdivision	LAURELWOOD SUB
Legal Lot Number	381
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	20303

Owner

Source: Rankin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	879 WILLIAM BLVD, 18D, RIDGELAND, MS 39157-1568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
May 27, 2026	Warranty Deed, Transfer · FHA Mortgage NEST HOME LENDING LLC
Jun 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Book / Page	2026 / 11459
Prior Transfer Date	May 25, 2021
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	430 HEMLOCK DR, FLOWOOD, MS 39232-7615
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068221
Date	Jun 28, 2022
Book Page	3022/68221

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	May 27, 2026
Property Address	430 HEMLOCK DR, FLOWOOD, MS 39232-7615
Document Number	2026011459
Book / Page	2026 / 11459
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3026048243,
Date	May 27, 2026
Book Page	3026/48243

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	3026048259,
Date	May 27, 2026
Book Page	3026/48259

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jun 2, 2021
Property Address	430 HEMLOCK DR, FLOWOOD, MS 39232-7615
Document Number	0000012936
Book / Page	2021 / 12936
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Flowood City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+0.05%) Homeowner's exemption	$18,831 (+12.32%)
2024	$1,947.00 (+33.72%)		$188,310 (+12.32%) Land $35,000 Building $153,310
2023		$16,766
2021			$167,660 Land $35,000 Building $132,660
2019	$1,456.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLOWOOD - NORANCO private · serves 4,274 people · EPA ID MS0610044
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CITY OF FLOWOOD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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