Bergen County and Wyckoff Township property record for 431 Hamden Ct, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 2,815 sqft · built 1962 |
| Lot Size | 0.631 acres (27,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (May 2003) |
| Tax Bill | $19,275 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00314-0000-00031 |
| Primary APN | 70-00314-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,815 sqft Living Area |
| 1st Floor Area | 2,815 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 27,469 sqft (0.631 acres) |
| Lot Dimensions | 205 ft deep x 134 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 431 HAMDEN CT |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA25 |
| Legal Description | 134X205 |
| Legal Subdivision | OLD HARTUNG ESTATE SEC 6 |
| Legal Block | 314 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61200 |
431 Hamden Ct is owned and occupied by two individuals who bought it in May 2003.
Source: Bergen County and Wyckoff Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage ASCENDIA BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GLEN ROCK SVGS BANK |
| Mar 28, 2016 | Deed of Trust, Mortgage BOILING SPRGS SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2003 · Amount on File |
| Deed Sale | May 28, 2003 · Amount on File |
| Prior Sale | Mar 19, 2003 · Amount on File |
| Deed Book / Page | 8580 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 431 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 431 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Document Number | 0045331162 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4533/1162 |
| Instrument | 2022005396 |
| Name | ASCENDIA BANK |
|---|---|
| Type | Bank |
| Address | HAWTHORNE, NJ 07506 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 431 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037650833 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3765/833 |
| Instrument | 20-103104 |
| Name | GLEN ROCK SVGS BANK |
|---|---|
| Type | Bank |
| Address | HAWTHORNE, NJ 07506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 431 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Document Number | 0037721669 |
| Instrument Date | Mar 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 HAMDEN CT WYCKOFF NJ 074811211, WYCKOFF, NJ 07481-1211 |
| Document Number | 0037721669 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 003772/001669 |
| Instrument | 105328 |
| Name | BOILING SPRGS SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | RUTHERFORD, NJ 07070 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Oct 18, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 431 Hamden Ct was $19,275, up 3.9% from the year before.
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $951,400 (-) Land $662,500 Building $288,900 | $951,400 (-) Land $662,500 Building $288,900 | |
| 2025 | $19,275.00 (+3.9%) | $951,400 Land $662,500 Building $288,900 | $951,400 Land $662,500 Building $288,900 |
| 2024 | $18,552.00 | ||
| 2023 | $951,400 Land $662,500 Building $288,900 | $951,400 Land $662,500 Building $288,900 | |
| 2022 | $17,524.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Hamden Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Hamden Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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