Bergen County and Wyckoff Township property record for 421 Hamden Ct, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 2,734 sqft · built 1963 |
| Lot Size | 0.847 acres (36,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,797,000 (Dec 2025) |
| Tax Bill | $18,234 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 70-00314-0000-00029 |
| Primary APN | 70-00314-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 2,734 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 36,874 sqft (0.847 acres) |
| Lot Dimensions | 295 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 421 HAMDEN CT |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA25 |
| Legal Description | 125X295 |
| Legal Subdivision | OLD HARTUNG ESTS SEC 6 |
| Legal Block | 314 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61200 |
421 Hamden Ct is owned and occupied by two individuals who bought it in December 2025.
Source: Bergen County and Wyckoff Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 6, 2025 | Deed, Transfer UNKNOWN, LEO FORTIS TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2025 · Amount on File |
| Deed Sale | Dec 6, 2025 · Amount on File |
| Prior Sale | Feb 19, 2025 · Amount on File |
| Deed Document Number | 202584333 |
| Deed Book / Page | 5668 / 1248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 421 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Document Number | 0057511205 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 5751/1205 |
| Instrument | 2026018538 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 6, 2025 |
| Property Address | 421 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
| Document Number | 0056681248 |
| Book / Page | 5668 / 1248 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025084333 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | UNKNOWN, LEO FORTIS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $37,188.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PLYMOUTH PL, MONTVALE, NJ 07645-1314 |
| Name | Verified Name |
|---|---|
| Address | 421 HAMDEN CT, WYCKOFF, NJ 07481-1211 |
The 2025 property tax bill for 421 Hamden Ct was $18,234, up 3.9% from the year before.
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,000 (-) Land $564,100 Building $335,900 | $900,000 (-) Land $564,100 Building $335,900 | |
| 2025 | $18,234.00 (+3.9%) | $900,000 Land $564,100 Building $335,900 | $900,000 Land $564,100 Building $335,900 |
| 2024 | $17,550.00 | ||
| 2023 | $900,000 Land $564,100 Building $335,900 | $900,000 Land $564,100 Building $335,900 | |
| 2022 | $16,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Hamden Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Hamden Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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