431 Hale St, Wray, CO 80758 Property Records

Yuma County property record for 431 Hale St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 1974
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2023)
Tax Bill	$972 (2026)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit Feb 2020 Mortgage + 1 more
APN	`W000495`

Property Details

APN / Parcel Number

Primary APN	`W000495`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Living Area
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 HALE ST
City	WRAY
State	CO
Zip	80758-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, PICKETTS BLK 2 LOT 5 SIZE: 50 X 140
Legal Subdivision	PICKETT S ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3026
Census Tract	963100

Owner

431 Hale St is owned and occupied by an individual who bought it in June 2023.

Source: Yuma County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	431 HALE ST, WRAY, CO 80758-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Line of Credit WRAY STATE BANK
Feb 26, 2020	Individual Deed, Transfer · Conventional Mortgage BBVA USA
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	2023587641
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jun 27, 2023
Property Address	431 HALE ST, WRAY, CO 80758-1412
Document Number	0000587641
Instrument Date	Jun 27, 2023
Instrument	587641
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 HALE ST, WRAY, CO 80758-1412

Mortgage

Document Number	0000587642
Date	Jun 27, 2023
Instrument	587642

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	65 Months
Due	Nov 27, 2028

February 2020: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	YUMA CO
Recording Date	Feb 26, 2020
Property Address	431 HALE ST, WRAY, CO 80758-1412
Document Number	0000577987
Instrument Date	Feb 25, 2020
Instrument	577987
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	15987 DERBY LN, LATHROP, CA 95330-9774

Mortgage

Document Number	0000577989
Date	Feb 26, 2020
Instrument	577989

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	May 25, 2018
Property Address	431 HALE ST, WRAY, CO 80758-1412
Document Number	0000572938
Instrument Date	May 25, 2018
Instrument	00572938
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Tax	$10.97
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	15987 DERBY LN, LATHROP, CA 95330-9774

Tax Assessment & Valuation

The 2026 property tax bill for 431 Hale St was $972, up 0.1% from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$972.00 (+0.1%)
2025	$971.00	$9,930
2024			$158,800 (+12.98%)
2023	$520.00 (-21.21%)	$11,189 (+42.72%) Land $796 Building $10,393	$140,560 (+42.71%) Land $10,000 Building $130,560
2022	$660.00	$7,840 Land $796 Building $7,044	$98,490 Land $10,000 Building $88,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 431 Hale St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Hale St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

Nearby Properties on Hale St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures