410 Hale St, Wray, CO 80758 Property Records

Yuma County property record for 410 Hale St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1907
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2023)
Tax Bill	$870 (2026)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit Jul 2020 Mortgage
APN	`W000490`

Property Details

APN / Parcel Number

Primary APN	`W000490`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	576 sqft
Unfinished Basement	576 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1987
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	410 HALE ST
City	WRAY
State	CO
Zip	80758-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, PICKETTS BLK 1 LOT 11 SIZE: 50 X 140 JOINT TENANTS
Legal Subdivision	WRAY PICKETS
Legal Block	1
Legal Lot Number	11
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3027
Census Tract	963100

Owner

410 Hale St is owned and occupied by two individuals who bought it in June 2023.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 HALE ST, WRAY, CO 80758-1413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer · Line of Credit WRAY STATE BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE SAVINGS AND LOAN ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Oct 28, 2009 · Amount on File
Deed Document Number	2023587589
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jun 21, 2023
Property Address	410 HALE ST, WRAY, CO 80758-1413
Document Number	0000587589
Instrument Date	Jun 21, 2023
Instrument	587589
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 HALE ST, WRAY, CO 80758-1413

Mortgage

Document Number	0000587590
Date	Jun 21, 2023
Instrument	587590

Lender

Name	WRAY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	65 Months
Due	Nov 21, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	410 HALE ST, WRAY, CO 80758-1413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	579171
Date	Jul 24, 2020
Instrument	579171

Lender

Name	EQUITABLE SAVINGS AND LOAN ASSOCIATION
Type	Non-Lending Institution
Address	WRAY, CO 80758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 410 Hale St was $870, up 0.1% from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$870.00 (+0.12%)
2025	$869.00	$8,890
2024			$142,200 (+26.68%)
2023	$347.00 (-36.68%)	$8,935 (+37.27%) Land $796 Building $8,139	$112,250 (+37.28%) Land $10,000 Building $102,250
2022	$548.00	$6,509 Land $796 Building $5,713	$81,770 Land $10,000 Building $71,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 410 Hale St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Hale St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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