Buncombe County property record for 431 Flat Creek Rd, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 1998 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $197 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 743608-2020-202 |
| Primary APN | 743608-2020-202 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 50,530 sqft (1.16 acres) |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 743608-2020-202 |
|---|---|
| Street Address | 431 FLAT CREEK RD |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0000-0000 |
| Legal Subdivision | R W NESBITT ESTATE PROP |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BROAD RIVER |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 3204 |
431 Flat Creek Rd is owned and occupied by two individuals who acquired it in March 2024.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 FLAT CREEK RD, FAIRVIEW, NC 28730-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 1997 |
| Deed Sale | Apr 22, 1997 |
| Deed Document Number | 19971 |
| Deed Book / Page | 1959 / 752 |
| Last Transfer Date | Mar 13, 2024 |
| Transfer Doc | 0063950034 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 431 Flat Creek Rd was $197, down 79.6% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197.00 (-79.56%) | $28,900 Land $13,900 Building $15,000 | $28,900 Land $13,900 Building $15,000 |
| 2024 | $964.00 (+2.99%) | ||
| 2023 | $936.00 | $147,100 | $147,100 Land $70,500 Building $76,600 |
| 2021 | $28,900 Land $13,900 Building $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Flat Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Flat Creek Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fixed Wireless | 500 / 250 |
| AT&T DSL | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE (outdoors only), no 5G reported
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