412 Flat Creek Rd, Fairview, NC 28730 Property Records

Buncombe County property record for 412 Flat Creek Rd, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,640 sqft · built 1985
Lot Size	7 acres (304,920 sqft)
Owner	2 Company Names on Record
Last Sale	$439,000 (Mar 2016)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`731138-2020-202`

Property Details

APN / Parcel Number

Primary APN	`731138-2020-202`
Alternative APNs	`0616-75-5431-00000` `061602754362000` `008215692`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Utility Area	140 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	48 sqft
Deck Area	434 sqft
Patio Area	120 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	731138-2020-202
Street Address	412 FLAT CREEK RD
City	FAIRVIEW
State	NC
Zip	28730-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: PHILLIP LETOURNEAU BLOCK: LOT: SECTION: PLAT: 0105-0146
Legal Subdivision	PHILLIP LETOURNEAU
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BROAD RIVER
Census Block Group	1
Census Block	1010
Census Tract	3205

Owner

Source: Buncombe County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 FLAT CREEK RD, FAIRVIEW, NC 28730-9657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Intrafamily Transfer, Transfer
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on Record
Deed Sale	Mar 31, 2016 · Amount on Record
Deed Book / Page	5410 / 1418
Last Transfer Date	Dec 3, 2023
Transfer Doc	0063771597
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 12, 2024
Property Address	412 FLAT CREEK RD, FAIRVIEW, NC 28730-9657
Document Number	0063771597
Book / Page	6377 / 1597
Map Reference	MB 105 PG 146
Instrument Date	Dec 3, 2023
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 FLAT CREEK RD, FAIRVIEW, NC 28730-9657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 FLAT CREEK RD, FAIRVIEW, NC 28730-9657

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	412 FLAT CREEK RD, FAIRVIEW, NC 28730-9657
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055801897
Date	Aug 16, 2017
Book Page	5580/1897

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	412 FLAT CREEK RD, FAIRVIEW, NC 28730-9657
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059821560
Date	Nov 23, 2020
Book Page	5982/1560

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00 (+4.38%)	$361,600 (-) Land $108,100 Building $253,500	$361,600 (-) Land $108,100 Building $253,500
2024	$2,372.00 (+3.09%)
2023	$2,301.00	$361,600	$361,600 (-) Land $123,100 Building $238,500
2021			$361,600 Land $108,100 Building $253,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	75 / 20
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE only, no 5G reported

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