431 Elm St, Lawrence, KS 66044 Property Records

Douglas County property record for 431 Elm St, Lawrence, KS 66044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 974 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$166,200 (Jun 2020)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`079-30-0-40-04-017.00-0`

Property Details

APN / Parcel Number

Primary APN	`079-30-0-40-04-017.00-0`
Alternative APNs	`0230793004004017000` `15193`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft
Basement Area	487 sqft
Unfinished Basement	487 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0230793004004017000
Street Address	431 ELM ST
City	LAWRENCE
State	KS
Zip	66044-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	NORTH LAWRENCE ELM STREET LTS 196 & 198 (N06554 & 55 COMBINED 1988)
Legal Subdivision	SUBDIVISION 0505
Legal Lot Number	196,198
Jurisdiction	DOUGLAS KS
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

431 Elm St is owned and occupied by two individuals who bought it in June 2020.

Source: Douglas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	431 ELM ST, LAWRENCE, KS 66044-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 5, 2020	Deed, Transfer · Commercial Mortgage GREAT AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Mar 5, 2020 · Amount on File
Deed Book / Page	1181 / 2529
Prior Transfer Date	Jun 14, 2007
Prior Transfer Doc	1024/1433
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS KS
Recording Date	Jun 12, 2020
Property Address	431 ELM ST, LAWRENCE, KS 66044-1540
Document Number	01181/2529
Book / Page	1181 / 2529
Instrument Date	Jun 11, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	KANSAS SECURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 ELM ST, LAWRENCE, KS 66044-1540

Mortgage

Document Number	0011812530
Date	Jun 12, 2020
Instrument	1181/2530

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS KS
Recording Date	Mar 5, 2020
Property Address	431 ELM ST, LAWRENCE, KS 66044-1540
Document Number	01177/2624
Book / Page	1177 / 2624
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011772626
Date	Mar 5, 2020
Instrument	1177/2626

Lender

Name	GREAT AMERICAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 431 Elm St was $3,315.

Source: Douglas County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Douglas County
Municipality	Lawrence City
Unified School District	Lawrence Unified School District 497 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00	$27,048 Land $5,175 Building $21,873	$235,200 Land $45,000 Building $190,200
2023	$2,903.00 (+7.36%)	$22,747 Land $4,025 Building $18,722	$197,800 Land $35,000 Building $162,800
2022	$2,704.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Elm St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE serves 95,256 people · EPA ID KS2004503
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	2,000 / 350
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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