427 Elm St, Lawrence, KS 66044 Property Records

Douglas County property record for 427 Elm St, Lawrence, KS 66044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1880
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$179,400 (May 2021)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`079-30-0-40-04-016.00-0`

Property Details

APN / Parcel Number

Primary APN	`079-30-0-40-04-016.00-0`
Alternative APNs	`0230793004004016000` `15192`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0230793004004016000
Street Address	427 ELM ST
City	LAWRENCE
State	KS
Zip	66044-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	NORTH LAWRENCE ELM STREET LT 194
Legal Subdivision	SUBDIVISION 0505
Legal Lot Number	194
Jurisdiction	DOUGLAS KS
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

427 Elm St is owned and occupied by an individual who bought it in May 2021.

Source: Douglas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	427 ELM ST, LAWRENCE, KS 66044-1540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Book / Page	1197 / 628
Prior Transfer Date	Dec 21, 2019
Prior Transfer Doc	001176/301
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS KS
Recording Date	May 17, 2021
Property Address	427 ELM ST, LAWRENCE, KS 66044-1540
Document Number	001197/628
Book / Page	1197 / 628
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001197630
Date	May 17, 2021
Instrument	1197/630

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS KS
Recording Date	Jan 15, 2020
Property Address	427 ELM ST, LAWRENCE, KS 66044-1540
Document Number	001176/301
Book / Page	1176 / 301
Instrument Date	Dec 21, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF KANSAS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001176302
Date	Jan 15, 2020
Instrument	1176/302

Lender

Name	CENTRAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 427 Elm St was $2,471.

Source: Douglas County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Douglas County
Municipality	Lawrence City
Unified School District	Lawrence Unified School District 497 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,471.00	$20,504 Land $3,881 Building $16,623	$178,300 Land $33,750 Building $144,550
2023	$2,471.00 (+3.35%)	$19,470 Land $3,019 Building $16,451	$169,300 Land $26,250 Building $143,050
2022	$2,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Elm St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE serves 95,256 people · EPA ID KS2004503
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Midco Cable	2,000 / 350
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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