Anne Arundel County property record for 431 Edgemere Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,576 sqft · built 1972 |
| Lot Size | 0.277 acres (12,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Dec 2022) |
| Tax Bill | $5,989 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-10819250 |
| Primary APN | 02-412-10819250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,052 sqft (0.277 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 41210819250 |
|---|---|
| Street Address | 431 EDGEMERE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 55 BK P SC 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | P |
| Legal Lot Number | 55 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 702602 |
431 Edgemere Dr is owned and occupied by two individuals who bought it in December 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed, Transfer NOT AVAILABLE, EAGLE TITLE LLC |
| Jan 22, 2021 | Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 30, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Prior Sale | Jan 22, 2021 · Amount on File |
| Deed Book / Page | 39360 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 28, 2022 |
| Property Address | 431 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Document Number | 0393600265 |
| Book / Page | 39360 / 265 |
| Map Reference | MB 25 FO 6 |
| Instrument Date | Nov 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 431 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 22, 2021 |
| Property Address | 431 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Document Number | 0359980052 |
| Book / Page | 35998 / 52 |
| Map Reference | MB 25 FO 6 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MILESTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Document Number | 3599860 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 35998/60 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 30, 2017 |
| Property Address | 431 EDGEMERE DR, ANNAPOLIS, MD 21403-3916 |
| Document Number | 0311170429 |
| Book / Page | 031117 / 000429 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 EDGEMERE DR ANNAPOLIS MD 214033916, ANNAPOLIS, MD 21403-3916 |
| Document Number | 311170435 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 031117/000435 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 431 Edgemere Dr was $5,989 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,800 Land $244,100 Building $317,700 | $561,800 Land $244,100 Building $317,700 | |
| 2025 | $5,989.00 | ||
| 2023 | $4,933.00 | $451,800 Land $244,100 Building $207,700 | $451,800 Land $244,100 Building $207,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Edgemere Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Edgemere Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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