420 Edgemere Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 420 Edgemere Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,725 sqft · built 1958
Lot Size0.388 acres (16,900 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Sep 2026)
Tax Bill$3,389 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-03755900

Property Details

APN / Parcel Number

Primary APN02-412-03755900
Alternative APNs
  • 2-412-03755900
  • 41203755900

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,031 sqft
1st Floor Area1,725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,900 sqft (0.388 acres)
Garage TypeCarport
Garage Area324 sqft
CarportCarport
Carport Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area306 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number41203755900
Street Address420 EDGEMERE DR
CityANNAPOLIS
StateMD
Zip21403-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 BK H SC 2 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockH
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1005
Census Tract702601

Owner

420 Edgemere Dr is owned and occupied by an individual who bought it in September 2026.

Source: Anne Arundel County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address420 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORPORATION
Dec 23, 2025Deed, Transfer · Stand-Alone First Mortgage
MCCMAC LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on File
Deed SaleSep 8, 2026 · Amount on File
Prior SaleDec 23, 2025 · Amount on File
Deed Book / Page42685 / 281
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateSep 8, 2026
Property Address420 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Document Number4268000281
Book / Page42685 / 281
Instrument DateAug 27, 2026
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$631,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address420 EDGEMERE DR, ANNAPOLIS, MD 21403-3917

Mortgage

Document Number4268000288,
DateSep 8, 2026
Book Page42685/288
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 23, 2025
Property Address420 EDGEMERE DR, ANNAPOLIS, MD 21403-3917
Document Number0419360074
Book / Page41936 / 74
Map ReferenceMB 23 FO 36
Instrument DateNov 19, 2025
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3225 BLACKWALNUT DR, ANNAPOLIS, MD 21403-4652

Mortgage

Document Number0004193681
DateDec 23, 2025
Instrument41936/81
Lender
NameMCCMAC LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term11 Months
DueNov 19, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 420 Edgemere Dr was $3,389, up 3.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$438,200 (+5.94%) Land $225,700 Building $212,500$438,200 (-) Land $225,700 Building $212,500
2025$3,389.00 (+3.48%) Homeowner's exemption$413,633$438,200 Land $225,700 Building $212,500
2024$3,275.00 (+33.73%)
2023$2,449.00 Homeowner's exemption$364,500 Land $225,700 Building $138,800$364,500 Land $225,700 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Edgemere Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Edgemere Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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