Somerset County and Bound Brook Borough property record for 431 E Union Ave, Bound Brook, NJ 08805 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1900 |
| Square Footage | 1,724 sqft Living Area |
| Lot Size | 9,879 sqft (0.227 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2024) |
| Tax Bill | $8,499.00 (2025) |
| Primary APN | 04-00079-0000-00017 |
|---|---|
| Alternative APN |
|
| Building Area | 1,724 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 9,879 sqft (0.227 acres) |
| Depth X Width | 152 ft x 65 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 431 E UNION AVE |
|---|---|
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1754 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 79 |
| Legal Lot Number | 17 |
| Jurisdiction | SOMERSET NJ |
| Minor Civil Division | BOUND BROOK |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 51300 |
Source: Somerset County and Bound Brook Borough records · APN 04-00079-0000-00017
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 02, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 24, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 05, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on Record |
| Deed Sale | Sep 11, 2024 · Amount on Record |
| Prior Sale | Oct 05, 2018 · Amount on Record |
| Deed Doc Number | 202423193 |
| Deed Book / Page | 7576 / 2520 |
| Prior Transfer Date | Feb 24, 1992 |
| Prior Transfer Doc | 1847000682 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Document Number | 0000010533 |
|---|---|
| Date | May 02, 2024 |
| Book Page | 7555/2020 |
| Instrument | 2024010533 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Document Number | 0000022030 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 7521/1289 |
| Instrument | 2023022030 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | PO BOX 907, BOUND BROOK, NJ 08805-0907 |
| Document Number | 0000044041 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 7251/580 |
| Instrument | 2020044041 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 05, 2018 |
| Property Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Document Number | 0000037825 |
| Book / Page | 2024 / 2711 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 2018037825 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 ANDRIA AVE APT 235, 524, HILLSBOROUGH, NJ 08844-4832 |
| Name | Verified Name |
|---|---|
| Address | 431 E UNION AVE, BOUND BROOK, NJ 08805-1754 |
| Document Number | 0000037826 |
|---|---|
| Date | Oct 05, 2018 |
| Instrument | 2018037826 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bound Brook Borough |
| Unified School District | Bound Brook Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,500 (+12.05%) Land $195,000 Building $236,500 | $431,500 (+12.05%) Land $195,000 Building $236,500 | |
| 2025 | $8,499.00 (+2.86%) | $385,100 (+14.31%) Land $172,500 Building $212,600 | $385,100 (+14.31%) Land $172,500 Building $212,600 |
| 2024 | $8,263.00 (+6.41%) | ||
| 2023 | $336,900 Land $135,000 Building $201,900 | $336,900 Land $135,000 Building $201,900 | |
| 2022 | $7,765.00 |
431 E Union Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Somerset County (34035C), updated September 3, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 18th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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