Somerset County and Bound Brook Borough property record for 428 E Union Ave, Bound Brook, NJ 08805 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1880 |
| Square Footage | 2,938 sqft Living Area |
| Lot Size | 10,424 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $592,000 (2024) |
| Tax Bill | $13,074.00 (2025) |
| Primary APN | 04-00067-0000-00003 |
|---|---|
| Alternative APN |
|
| Building Area | 2,938 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame Construction |
| Lot Area | 10,424 sqft (0.239 acres) |
| Depth X Width | 139 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 428 E UNION AVE |
|---|---|
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1722 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALSO LOT 3-A LAND CODE 1 |
| Legal Subdivision | BOUND BROOK |
| Legal Block | 67 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Minor Civil Division | BOUND BROOK |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 51100 |
Source: Somerset County and Bound Brook Borough records · APN 04-00067-0000-00003
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 E UNION AVE, BOUND BROOK, NJ 08805-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 16, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUN WEST MORTGAGE COMPANY INC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2024 · Amount on Record |
| Deed Sale | Oct 25, 2024 · Amount on Record |
| Prior Sale | Aug 06, 2015 · Amount on Record |
| Deed Doc Number | 202427868 |
| Deed Book / Page | 7584 / 2125 |
| Prior Transfer Date | Jul 23, 1990 |
| Prior Transfer Doc | 1785000489 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 428 E UNION AVE, BOUND BROOK, NJ 08805-1722 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000023740 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 7524/410 |
| Instrument | 2023023740 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 428 E UNION AVE, BOUND BROOK, NJ 08805-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006336 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2018006336 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 428 E UNION AVE, BOUND BROOK, NJ 08805-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036855 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 7238/3277 |
| Instrument | 2020036855 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Mar 22, 2048 |
Source: Somerset County and Bound Brook Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bound Brook Borough |
| Unified School District | Bound Brook Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,000 (+12.76%) Land $227,800 Building $440,200 | $668,000 (+12.76%) Land $227,800 Building $440,200 | |
| 2025 | $13,074.00 (+16.34%) | $592,400 (+28.09%) Land $202,300 Building $390,100 | $592,400 (+28.09%) Land $202,300 Building $390,100 |
| 2024 | $11,238.00 (+4.83%) | ||
| 2023 | $462,500 Land $159,800 Building $302,700 | $462,500 Land $159,800 Building $302,700 | |
| 2022 | $10,720.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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