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431 E Royal Palm Rd, Boca Raton, FL 33432 Property Records

Palm Beach County property record for 431 E Royal Palm Rd, Boca Raton, FL 33432

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,226 sqft · built 1979
Lot Size0.166 acres (7,266 sqft)
OwnerIndividual Name on File
Last Sale$665,000 (Aug 2015)
Tax Bill$10,982 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN06-43-47-29-01-015-0160

Property Details

APN / Parcel Number

Primary APN06-43-47-29-01-015-0160

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,226 sqft Living Area
Gross Area3,063 sqft
1st Floor Area2,226 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,266 sqft (0.166 acres)
Lot Dimensions133 ft deep x 51 ft wide
Garage Area483 sqft

Exterior Amenities

Pool Area78 sqft
PorchOpen Porch
Porch Area314 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address431 E ROYAL PALM RD
CityBOCA RATON
StateFL
Zip33432-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDDRI
Legal DescriptionBOCA RATON LT 16 BLK 15
Legal Range43E
Legal Township47S
Legal Section29
Legal SubdivisionBOCA RATON IN
Legal Block15
Legal Lot Number16
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2000
Census Tract7505

Owner

431 E Royal Palm Rd is owned and occupied by an individual who bought it in August 2015.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address431 E ROYAL PALM RD, BOCA RATON, FL 33432-5027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2015 · Amount on File
Deed SaleAug 19, 2015 · Amount on File
Deed Document Number20150308669
Deed Book / Page27747 / 1600
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address431 E ROYAL PALM RD, BOCA RATON, FL 33432-5027
Document Number0314640849
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 E ROYAL PALM RD BOCA RATON FL 334325027, BOCA RATON, FL 33432-5027

Mortgage

Document Number0314640849
DateJun 2, 2020
Book Page031464/000849
Instrument188248
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 431 E Royal Palm Rd was $10,982 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,982.00 Homeowner's exemption$665,734$1,249,873 Land $1,039,531 Building $210,342
2023$10,425.00 (+1.78%) Homeowner's exemption$628,128 (+3.87%)$1,285,691 (+11.57%) Land $1,062,434 Building $223,257
2022$10,243.00 Homeowner's exemption$604,745$1,152,369 Land $965,832 Building $186,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 E Royal Palm Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies916 units insured
incl. 881 condo units
Nearby Flood Claims13 (1979–2025)
Claims Outside the SFHA10 of 13
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 E Royal Palm Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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